ACA Health Insurance Sales Agent

Job DetailsJob Location: Miami, FL 33144Salary Range: $18.00 - $19.00 Base+Commission/month  Job Overview  UniVista Insurance is seeking motivated and customer‑focused ACA Health Insurance Sales Agents to join our growing team in Miami, Florida. In this role, agents will assist individuals and families in selecting Affordable Care Act (ACA) compliant health insurance plans through inbound and outbound phone sales. The ideal candidate is goal‑driven, compliance‑oriented, and passionate about helping clients understand their healthcare options.  Miami, Florida (On‑site / Hybrid based on business needs Key Responsibilities  Handle inbound and outbound calls to educate consumers on ACA health insurance plans and perform compliant cross‑selling of ancillary products within the UniVista Insurance ecosystem based on customer needs and eligibility  Assist clients in determining eligibility for ACA plans, subsidies, and Special Enrollment Periods  Comply with all CMS, ACA, state, and carrier marketing and sales regulations, as well as UniVista Insurance policies and procedures, including required training, quality assurance standards, and call monitoring protocols.  Conduct needs assessments to recommend suitable health insurance coverage  Accurately complete insurance applications and enrollment processes  Maintain full compliance with CMS, ACA, and carrier regulations  Meet or exceed individual sales goals, call metrics, and quality standards  Document all customer interactions clearly and accurately in CRM systems  Stay current on ACA guidelines, carrier offerings, and underwriting rules  Provide exceptional customer service before, during, and after enrollment  Work collaboratively with supervisors, QA teams, and compliance departments   Work Environment  Telesales  role with structured schedules, including peak enrollment periods  Performance‑driven, team‑oriented culture in Miam  Compensation & Benefits  This role is designed for agents who are motivated to build long‑term earnings through recurring residual commissions tied to sustained enrollment performance.  Highly competitive Hourly base pay ($18/hour)   Residual, performance‑based commission structure paid monthly as long as enrolled members remain active and in good standing   Total estimated comp, varies by production: $41,371 - $184K  Commission payout increases based on individual production levels, rewarding agents who build and maintain a larger book of active business  Training, licensing support (where applicable), and ongoing development  Benefits package available based on employment status    Why Join Univista Insurance?  We are a fast-growing, bilingual insurance agency serving clients across Florida and Texas! Our team helps families and businesses protect what matters most — through auto, home, life, and commercial insurance solutions built around each client’s needs. We are not your average insurance agency. We invest in our people, recognize performance, and create real paths for growth — from your first day in the office to owning your own location. If you are bilingual, driven, and want a career that rewards your work, you have found the right team. ABOUT US We are a fast-growing, bilingual insurance agency serving clients across Florida and Texas!. Our team helps families and businesses protect what matters most — through auto, home, life, and commercial insurance solutions built around each client’s needs. We are not your average insurance agency. We invest in our people, recognize performance, and create real paths for growth. If you are bilingual, driven, and want a career that rewards your work, you have found the right team. WHY JOIN US We know talented bilingual professionals have options. Here is what makes us different: • ✓ Real base pay — Competitive salary based on your experience and license • ✓ Medical Insurance — Comprehensive health coverage for you • ✓ Dental & Vision — Full dental and vision plans included • ✓ Supplemental Plans — Voluntary supplemental options available • ✓ Basic Life Insurance — Company-paid life insurance policy • ✓ 401(k) with Match — We invest in your retirement savings too • ✓ Paid Time Off — 1 week PTO to start, growing with tenure • ✓ Sick Time — Dedicated sick time, separate from your PTO • ✓ Performance Bonus — Structured plan tied directly to your results • ✓ Employee Referral Program — Earn rewards for bringing great talent in • ✓ Career Growth Path — CSR → Licensed Agent → Team Lead → Manager → Owner • ✓ Training & Development — Ongoing sales, product, compliance & customer service training   OUR CORE VALUES — “The harder we work, the luckier we are.” • ️ PROTECT — We ensure the safety of our communities with robust, comprehensive insurance options. • HELP — Our agents provide swift, personalized support to guide every client through their options. • PROMOTE — We invest in our workforce with career paths and training for aspiring agents. • BUILD — Every client relationship is built on trust and transparency, tailored to individual needs. • EDUCATE & GUIDE — We empower clients to make informed insurance decisions with clarity. • PROVIDE — Affordable, innovative insurance solutions made accessible through tools like our app.   READY TO MAKE YOUR MOVE? We are building a team of motivated bilingual professionals who want their effort to show in their paycheck. Apply today. Interviews scheduled promptly. Bring your license, your drive, and your ambition. QualificationsQualifications & Requirements  Active Florida 2‑15 or 2‑40 Health Insurance License (required)  Prior experience in ACA sales, health insurance, or telesales preferred  Excellent verbal communication and active listening skills  Strong sales aptitude with a customer‑centric approach  Ability to explain complex insurance concepts in simple terms  Comfortable working in a fast‑paced environment  Proficient in CRM systems and basic computer applications  Ability to meet attendance, schedule, and productivity requirements  Preferred Skills  Bilingual (English & Spanish) strongly preferred  Prior experience working during Open Enrollment Period (OEP)  Understanding of CMS compliance and standards  Proven track record of meeting or exceeding sales goals