At Clearwater Credit Union, we believe banking can be a force for good in the lives of our members, our communities, and our employees. We're looking for a detail-oriented and member-focused Real Estate Loan Processor to join our team. In this role, you'll help guide mortgage loans from application to closing by ensuring loan files are complete, accurate, and processed efficiently. Your work will play a vital role in creating a smooth lending experience for our members while supporting Clearwater's mortgage operations.

Essential Functions and Responsibilities

Gather information and receive loan files from Real Estate Lending Officers.
Validate application information and data within internal systems.
Ensure loan files and supporting documentation are complete and compliant with lending requirements.
Order appraisals, title commitments, income verifications, and other required information and documentation.
Work closely with Real Estate Lending Officers, underwriters, members, and third-party vendors to resolve questions, discrepancies, and outstanding items.
Assemble and analyze borrower information for submission to underwriting.
Review third-party documentation to support the loan request.
Update loan information, including Loan Estimates, when changes occur during the loan process.
Prepare and review closing loan documents to include balancing of the closing disclosure with title.
Review closing packages for completeness and accuracy.
Disburse approved loans.
Maintain knowledge of Clearwater's products and services while staying current on regulatory requirements and industry changes.
Provide exceptional service to internal and external members throughout the lending process.

Qualifications

High school diploma or equivalent required.
Two to five years of similar or related experience, including time spent in preparatory positions.
Strong written and verbal communication skills with the ability to work effectively with staff, members, and vendors.

The ideal candidate is highly organized, detail-oriented, and committed to delivering exceptional member service. They take pride in accuracy, communicate effectively with a variety of stakeholders, and are comfortable managing multiple priorities in a fast-paced environment. They enjoy collaborating across departments, take initiative to solve problems, and understand the importance of handling confidential information with professionalism and care.

At Clearwater, we're committed to creating a workplace where employees feel supported, valued, and connected to meaningful work. We offer a comprehensive benefits package with more than 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more! Clearwater Credit Union is proud to be an Equal Opportunity Employer.

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