Description

TITLE: Senior Credit Administration Specialist

DEPARTMENT: GO - Credit Administration

JOB SUMMARY:

The Senior Credit Administration Specialist provides advanced analytical support to the Credit Administration department. This role assists in the development, evaluation, and documentation of the quarterly Allowance for Credit Losses (ACL) calculations and ACL committee meetings in accordance with internal policies, procedures and regulatory requirements.

ESSENTIAL FUNCTIONS:

Prepare and review of the quarterly Allowance for Credit Losses calculations, in accordance with established internal and regulatory policies and procedures.
Assist management in developing, reviewing and documenting qualitative factors adjustments used in the Allowance for Credit Losses (ACL) calculation. This includes analyzing factors beyond the system-generated (Sageworks) results.
Assist in preparing agenda, meeting materials, minutes and related SOX Control spreadsheet for the Quarterly Allowance for Credit Losses committee meetings Ensure all data is accurate, properly supported, and ready for management review.
Prepare various company loan reports for senior management, accounting and the board, for use in managing asset quality, financial statement disclosures, earnings releases, etc.
Assist in developing and maintaining credit administration policies and procedures. To include but not limited to Credit Policy
Build and foster relationships with bank and holding company team members and managements.
Comply with all company or regulatory policies, procedures and requirements that are applicable to this position.
Foster and preserve a culture of diversity, equity, and inclusion.
Additional duties and responsibilities may be required to support the company’s mission, vision and values.

QUALIFICATIONS:

Bachelor’s degree in accounting, business, finance or related field.
Minimum seven years of experience in lending or credit management.
Strong proficiency in excel and other Microsoft 365 products
High level of accuracy and attention to detail.
Excellent interpersonal and written communication skills.
Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner.
Self-motivated to complete tasks with minimal direction.
Capability to prioritize and perform a variety of concurrent tasks.

WORKING CONDITIONS:

Duties are performed in a professional office environment

SALARY & BENEFITS:

The minimum salary range for this position is $61,000 annually. The actual starting salary will be based on qualifications and business needs and may vary, as permitted by applicable state law.

This position is a regular full-time position and individuals employed as regular full-time are eligible for the following benefits subject to the terms, limitations and conditions of each benefit plan: Health, Dental, Vision, Life Insurance, Disability Insurance, FSA, HSA, 401K, Employee Stock Purchase Plan, Paid Time Off, Paid Holidays and additional Voluntary Supplemental Insurance.

At QCR Holdings, Inc. we are committed to fostering and preserving a culture of diversity, equity, and inclusion and strongly believe that it's our differences - of all kinds - that make our company and our communities better and stronger.

QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status.

It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.

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