Role
Responsible for the documentation and filing of loan bankruptcy materials with the appropriate attorneys and courts and responsible for the documentation and referral process of legal accounts. Ensures full compliance with loan bankruptcy regulations and legal processes. Verifies the bankruptcy is secured and acquires a copy of the proposed Chapter 13 Plan on all secured accounts. Processes Chapter 7 reaffirmation agreements. Position reports directly to the Member Solutions Manager about the loan bankruptcy process and contacts appropriate parties when necessary. Verifies the bankruptcy is secured and acquires a copy of the proposed Chapter 13 Plan on all secured accounts. Processes Chapter 7 reaffirmation agreements. Position reports directly to Member Solutions Manager.
Major Duties and Responsibilities
Responsible for bankruptcy and recovery litigation matters, coordinating with attorneys and collection agencies. Completes duties under limited direction, to include confidential projects, problem resolution, research information and payment support. Inform the Manager of any developing adversarial situations. Administers various actions and activities associated with Credit Union litigation, including, but not limited to drafting/reviewing court pleadings and preparing documents.
Prepare and maintain reports, files and tracking systems, ensuring the timely update, follow up and processing of information to protect the Credit Union's interest. Review bankruptcy notices in collaboration with attorneys, management, and members which would include but are not limited to petitions, claims, motions, affidavits, and schedules.
Apply bankruptcy, legal and recovery payments to the proper accounts. Handles all bankruptcy and legal calls and correspondence. Responsible for Pacer online processing. Compiles a report when requested by management.
Comply with all company policies, procedures, and service standards. Comply with all applicable laws and regulations.
All other job responsibilities as assigned by management.
Knowledge and Skills
ExperienceOne to two years of collections experience and/or one to two years of financial industry experience. Knowledge of collections and bankruptcy laws and regulations preferred.
Education/Certifications/LicensesHigh school degree or GED
Interpersonal SkillsA significant level of trust and diplomacy is required to be an effective subject matter expert in the position. Ability to communicate information of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating, and/or advising others on matters of significance. Ability to develop and foster strong working relationships with team members and members to ensure we are achieving the overall mission and vision of the credit union. Incorporate core values into daily activities and decisions.
Other SkillsMust be bondable. Strong written and oral communication skills. Conflict resolution sills. Time management skills. Ability to prioritize and multitask. Logic and reasoning skills. Attention to detail. Microsoft Office.
ADA Requirements
Physical RequirementsIs able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on a computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable, and timely attendance.
Working ConditionsMust be able to routinely perform work indoors in climate-controlled shared work area with minimal to moderate noise.
Mental and/or Emotional RequirementsMust be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines/requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising the highest level of discretion on both internal and external confidential matters.
Nothing in this position description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
ASE Credit Union is an Equal Opportunity Employer
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