Over the last 20 years, Ares’ success has been driven by our people and our culture. Today, our team is guided by our core values – Collaborative, Responsible, Entrepreneurial, Self-Aware, Trustworthy – and our purpose to be a catalyst for shared prosperity and a better future. Through our recruitment, career development and employee-focused programming, we are committed to fostering a welcoming and inclusive work environment where high-performance talent of diverse backgrounds, experiences, and perspectives can build careers within this exciting and growing industry.
Job Description
Structurer – Ares Insurance Solutions, (VP)Â
Position Overview
We are seeking a senior structuring professional to lead investment structuring for Ares Insurance Solutions. This individual will be responsible for designing, evaluating, and executing capital-efficient investment structures across private credit, structured credit, asset-backed finance, reinsurance-linked investments, fund structures, and strategic origination platforms. This work will involve working with internal deal teams and rating agencies to achieve capital efficiency.
The ideal candidate will bring deep experience in insurance balance sheets, regulatory capital frameworks, rating agency considerations, and investment structuring across the U.S., Bermuda, and Cayman Islands. This role will partner closely with investments, risk, actuarial, finance, legal, tax, accounting, and external counterparties to develop structures that optimize risk-adjusted returns, capital efficiency, liquidity, duration, and statutory treatment.
Key Responsibilities
Lead the structuring of complex investment transactions across private credit, structured credit, asset-backed finance, fund investments, lending platforms, and other private asset strategies
Design investment structures that align with the company’s insurance liabilities, portfolio objectives, risk appetite, liquidity needs, and capital framework
Be primary point of contact for rating agencies for AIS
Evaluate transaction terms, legal structures, cash flow waterfalls, collateral packages, financing arrangements, covenants, rating agency treatment, and downside protections
Partner with internal and external counsel on legal documentation, vehicle formation, collateral arrangements, financing agreements, and governance rights
Serve as the internal subject matter expert on capital-efficient investment structures for insurance company portfolios
Analyze regulatory capital implications across relevant jurisdictions, including U.S. RBC, Bermuda BSCR, Cayman MCR/PCR, and other applicable insurance capital frameworks
Work with actuarial, finance, tax, accounting, legal, and risk teams to evaluate how proposed structures affect the broader insurance balance sheet
Monitor regulatory developments in the U.S., Bermuda, Cayman Islands, and other relevant markets that may affect investment strategy, capital treatment, and transaction structuring
Provide senior leadership with recommendations on transaction structure, risk mitigants, capital efficiency, and portfolio fit
Qualifications
7+ years of relevant experience in structuring transactions, insurance investments, structured finance, investment banking, private credit, reinsurance, asset management, insurance solutions, or capital markets
Significant experience structuring investments for insurance company balance sheets
Deep understanding of U.S. insurance regulatory capital, including NAIC designations, RBC, statutory accounting, and insurance investment constraints
Good working knowledge of Bermuda and Cayman insurance capital frameworks, including BSCR, MCR/PCR, and related solvency considerations
Experience with structured credit, asset-backed finance, private credit, securitizations, fund structures, reinsurance transactions, financing vehicles, and/or lending platforms
Ability to evaluate transaction economics, cash flow waterfalls, collateral structures, legal documentation, accounting treatment, tax considerations, and rating agency implications
Proven ability to lead complex transactions across multiple internal and external stakeholders
Strong executive presence and ability to present clearly to investment committees, senior management, boards, regulators, and rating agencies
Compensation
Competitive compensation package including base salary, annual incentive compensation, long-term incentive opportunities, and comprehensive benefits.
Reporting Relationships
Partner, Head and Chief Investment Officer, Ares Insurance SolutionsCompensation
The anticipated base salary range for this position is listed below. Total compensation may also include a discretionary performance-based bonus. Note, the range takes into account a broad spectrum of qualifications, including, but not limited to, years of relevant work experience, education, and other relevant qualifications specific to the role.
The firm also offers robust Benefits offerings. Ares U.S. Core Benefits include Comprehensive Medical/Rx, Dental and Vision plans; 401(k) program with company match; Flexible Savings Accounts (FSA); Healthcare Savings Accounts (HSA) with company contribution; Basic and Voluntary Life Insurance; Long-Term Disability (LTD) and Short-Term Disability (STD) insurance; Employee Assistance Program (EAP), and Commuter Benefits plan for parking and transit.
Ares offers a number of additional benefits including access to a world-class medical advisory team, a mental health app that includes coaching, therapy and psychiatry, a mindfulness and wellbeing app, financial wellness benefit that includes access to a financial advisor, new parent leave, reproductive and adoption assistance, emergency backup care, matching gift program, education sponsorship program, and much more.
There is no set deadline to apply for this job opportunity. Applications will be accepted on an ongoing basis until the search is no longer active.
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