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Credit Analyst

Peregrine Team
Posted 5 months ago, valid for a day
Location

Newport Beach, CA, US

Salary

$70,000 - $90,000 per year

Contract type

Full Time

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Sonic Summary

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  • We are looking for a Credit Analyst to evaluate financial data and support lending decisions in a banking environment.
  • The role involves analyzing financial statements, assessing borrower risk, and preparing credit memorandums.
  • Candidates should have 2–4 years of experience in credit analysis or commercial banking.
  • The position requires strong analytical skills and proficiency in Excel and financial systems.
  • Compensation for this role ranges from $70,000 to $90,000 based on experience.

We are seeking a Credit Analyst to evaluate financial data, assess borrower risk, and support lending decisions within a dynamic banking environment. This role is critical in maintaining sound credit practices and supporting loan growth.

Key Responsibilities

  • Credit Evaluation: Analyze financial statements, tax returns, and credit reports.
  • Risk Assessment: Evaluate borrower risk and make recommendations for loan approval or denial.
  • Credit Memorandums: Prepare detailed credit write-ups and loan summaries.
  • Portfolio Monitoring: Assist in ongoing monitoring of loan performance and risk exposure.
  • Collaboration: Work closely with loan officers and underwriting teams.

Qualifications

  • Experience: 2–4 years in credit analysis or commercial banking.

Skills

  • Strong understanding of financial statements and credit metrics.
  • Excellent analytical and problem-solving skills.
  • Proficiency in Excel and financial systems.

Attributes

  • Detail-oriented and objective decision-maker.
  • Strong organizational skills.

Compensation
$70,000 – $90,000 depending on experience




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