Graduate Management Summer 2026 Internship (GMSI)

Overview

Who we are

An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company – delivering on Toyota’s vision to move people beyond what’s possible. At TFS, you will help create best-in-class customer experiences in an innovative, collaborative environment.

To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time.  

Program Overview:

Our organization is looking for energetic, highly motivated and driven MBA or Master’s program students that have an interest in financial services and the automotive industry. The 12-week GMSI program at our North American headquarters in Plano, TX offers a unique opportunity to gain experience with the world’s largest automaker in Toyota and America’s largest auto lender in TFS.

Placement opportunities may include, but are not limited to the following business units:

• TFS Treasury, Debt & Capital Markets is responsible for meeting the capital funding needs of the company, managing our interest rate and foreign currency risk, managing cash and investment operations, and providing the support functions for these activities.

• TFS Finance & Sales Analytics is responsible for driving profitable growth and operational efficiency through data driven insights partnering with stakeholders in a transparent and collaborative approach. Working with adjacent departments, we analyze the impact of key drivers including pricing, funding, risk factors and operations on profitability.

• TFS Business Analytics is responsible for leveraging analytics to drive fact-based decision-making within the Sales and Marketing organizations at TFS, we add value by evaluating, explaining and executing on strategic business opportunities backed by data-driven insights. Areas include Marketing, Remarketing and Digital Transformation.

• TFS Risk Management is responsible for aligning the company’s risk appetite to maximize strategic opportunities and minimize forecasted financial losses. Through our data science and analytics teams, we work closely with senior leadership to ensure sound risk management practices in the areas of Consumer Credit, Commercial Credit (dealers), Residual Value (vehicle market valuation) and Enterprise Risk Management (ERM).

• TFS Finance Products is responsible for collaborating with Toyota’s Sales and Marketing Divisions to develop new and used car incentive programs to grow TFS market-share and profitability. In addition, Finance Products administers TFS’s incentive programs and maintains the systems that deliver pricing to the dealerships. 

Our Graduate Management Summer Interns are the main feeder for our full-time Graduate Management Team Members (GMTM), a 2-year rotational leadership development program.

Required Qualifications:

• Completed the first year of an MBA or Master’s program by Summer 2026
• Completed 2+ consecutive years of relevant work experience before MBA or Master’s program
• Must have lawful unlimited authorization to work in the U.S. without sponsorship now or in the future

Desired Qualifications:

• Strong quantitative and analytical abilities to develop proposals for evolving business unit challenges
• Self-starter with project management experience including proven ability to scope and deliver projects timely
• Comfortable with public speaking and presenting analytical data to influence decision-making for a variety of audiences
• An interest in the automotive industry, particularly in Toyota, is a strong plus

Belonging at Toyota

Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members’ efforts to dream, do and grow without questioning that they belong.

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Have a question, need assistance with your application or do you require any special accommodations? Please send an email to talent.acquisition@toyota.com.