Clear to Close Analyst

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Clear to Close Analyst I is responsible for reviewing and validating real estate title documentation to ensure U.S. Bank's collateral position is properly documented and protected. This role partners closely with analysts, title vendors, and specialized internal departments to resolve title issues, confirm ownership and lien positions, ensure Bank policy compliance, and support the timely closing of Wealth Management lending transactions.

The ideal candidate possesses strong attention to detail, excellent communication skills, understanding of applicable Bank policies and experience working with real estate documentation, title reports, underwriting support, loan processing, or related lending operations.

Key Responsibilities

• Review and analyze residential property title reports to verify ownership, vesting, and lien information.
• Coordinate with underwriters and lending partners to ensure proper understanding and documentation of lien position requirements.
• Research and assist with obtaining documentation required to clear title issues, including lien releases, ownership documentation, and supporting real estate records to ensure clean title at closing.
• Partner with specialized internal real estate support teams on matters involving condominiums, manufactured housing, and other collateral-specific requirements.
• Maintain accurate records and documentation throughout the Clear to Close process
• Ensure adherence to internal policies, regulatory requirements, and quality standards.
• Support efficient transaction processing while maintaining a high level of accuracy and risk awareness.

Basic Qualifications

• Bachelor's degree, or equivalent work experience.
• Typically three or more years of related experience.

Preferred Qualifications

• Experience reviewing title reports, real estate documentation, loan documentation, or underwriting-related materials.
• Knowledge of property ownership, title insurance, vesting, and lien position concepts.
• Experience supporting mortgage, home equity, wealth management, commercial lending, or other real estate lending activities.
• Strong analytical and problem-solving skills.
• Exceptional attention to detail and accuracy.
• Ability to manage multiple priorities in a fast-paced environment.
• Strong written and verbal communication skills.
• Experience working with internal and external business partners and third-party vendors.
• Knowledge of Wealth Management lending products and processes preferred.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.