Senior Loan Quality, Ag Lending

Description

The Senior Loan Quality Control, Ag Lending position will work side-by-side with the Agricultural Loan Officers to assist with quality control, organization, filing, and any other tasks that are necessary. The Senior Loan Quality Control, Ag Lending will also help with other aspects of the bank as needed.

Expected Outcomes: A successful Senior Loan Quality Control, Ag Lending will make sure all closed loans have been reviewed, files are checked for completeness, and all required documentation is accurate. 

After one year as a Loan Quality Control Specialist, Ag Lending, you will be able to do the following confidently and independently...  

• Check for compliance with all established regulations and guidelines pertaining to documents required for due diligence per credit approval. 
• Review all completed loan documents to ensure all were signed by the customer. 
• Responsible for working within regulatory guidelines and bank policies that are applicable to the area this position supports. 
• Respond to any defects found on any loan review in a timely manner. 
• Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation.  
• Responsible for the collection of documentation for various Audits conducted throughout the year. If needed, act as a liaison between the auditor and Ag. Loan personnel. 
• Monitor insurance expiration dates and obtain renewal information from customer if needed.
• Focus on Ag Community and projecting positive image for bank with current and perspective customer base. Assist with customer requests in the absence of loan officer and be sure that customer receives a level of service that meets or exceeds expectations.
• Assist in answering the telephone and performing general teller responsibilities as needed.
• Perform other duties within the bank as deemed necessary by agricultural loan officers to enhance efficiency and balance workloads. 
• Facilitate and assist in any other areas of the bank that may be deemed necessary by management to assure operational soundness and project a positive perception of the bank by its present or perspective customer base.  

Requirements

What we are looking for...  

• Requires a high school diploma or GED. 
• Bachelor’s degree desired but not required. 
• Strong Attention to detail required. 
• Must be a self-starter and work on their own as well as a team setting. 
• Proficient knowledge or MS Word, Excel and Outlook required. 
• Agricultural Industry knowledge desired. 
• Demonstrates strong attention to detail, a team-first attitude with a strong desire to achieve long-term quality results and exhibits leadership skills among their peers. 
• Demonstrates exceptional knowledge and proficiency of Expected Outcomes.

Our Benefits: Health, Vision, Dental, 401K, ESOP, 100% Tuition Assistance, 4 weeks paid time off, plus a few more.

About Merchants

Ranked as a top performing U.S. public bank by S&P Global Market Intelligence, Merchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana operating multiple segments, including Multi-family Mortgage Banking that offers multi-family housing and healthcare facility financing and servicing; Mortgage Warehousing that offers mortgage warehouse financing; and Banking that offers retail and correspondent residential mortgage banking, agricultural lending, and traditional community banking. Merchants Bancorp, with $18.8 billion in assets and $11.9 billion in deposits as of December 31, 2024, conducts its business primarily through its direct and indirect subsidiaries, Merchants Bank of Indiana, Merchants Capital Corp., Merchants Capital Investments, LLC, Merchants Capital Servicing, LLC, Merchants Asset Management, LLC, and Merchants Mortgage, a division of Merchants Bank of Indiana.

Merchants Bank and Merchants Capital have recently been honored with the 2025 USA Today Top Workplaces recognition, ranking 22nd nationally within the 500-999 employee category. This is the second year that Merchants has been recognized with this award. These accolades build on our strong history of workplace recognition, including being named a Best Place to Work in Indiana for seven consecutive years (2016–2022). For more information read the entire article here.