First Vice President, Commercial Loan Officer

Job DetailsLevel: ExperiencedJob Location: Rochester Office - Rochester Hills, MI 48307Position Type: Full TimeJob Category: BankingFIRST STATE BANK  JOB TITLE: Commercial Loan Officer  STATUS: Exempt DEPARTMENT: Commercial Lending REPORTS TO: Commercial Lending PRIMARY PURPOSE OF THE JOB: The Commercial Loan Officer is responsible for presenting the bank in a positive manner to encourage loan growth, solicit new customers selling loan, deposit, and fee-based products and services through phone calls, referrals and other personal situations. The individual also services an existing commercial loan portfolio, promoting and cross- selling those products and services to existing bank customers. The individual handles large and complex commercial loan customers. ESSENTIAL DUTIES: • Maintain goodwill with customers and prospects • Enhance the bank's profitability through a combination of loan pricing and initiating new banking transactions (primarily deposits) • Review loan documentation to prepare for loan closings • Review loan presentations for bi-monthly loan committee meetings • Manage an assigned commercial loan portfolio • Ensure that loans are closed in a time frame consistent with customers' expectations, with particular attention to matured notes • Create and maintain a courteous and professional relationship with co-workers while maintaining timely and prompt daily attendance OTHER DUTIES: • Other duties as assigned REQUIRED EXPERIENCE/SKILLS: • Six to eight years related job experience REQUIRED EDUCATION: • Bachelor’s Degree WORKING CONDITIONS: • Office environment with little exposure to physical hazards or conditions • Occasional same day travel between branches/customers using personal vehicle. • Ability to enter data into a computer and work with computer programs: Microsoft Word and Excel • Ability to stand and/or sit for long periods of time • Ability to attend various bank functions and community events before and after the normal work day • Involves some driving and exposure to weather and other risks associated with visits to clients' business sites WHAT CAN WE OFFER YOU: • Working with an energetic team focused on making our customers financially successful! • An opportunity to grow your career and do amazing things! • Collaborative and energetic work environment • Incentive program based on performance • Paid Time Off (PTO) and Paid Holidays for Full Time/Part Time Employees • Paid time to support your community! • Health, Dental, Vision (Full Time Employees) • 401K match and Life Insurance (Full Time/Part Time Employees) • Educational Assistance Program (Full Time/Part Time Employees) • Employee Assistance Program Employees are expected to comply with all laws, regulations, bank policies and procedures, including specifically First State Bank’s Bank Secrecy Act and Anti-Money Laundering Policy and procedures, and it’s Customer Identification Program. Failure to comply with either the letter and/or spirit of these laws may result in disciplinary action, up to an including termination. This job description does not list all the duties of the job. You may be asked by supervisors or managers to perform other instructions and duties. You will be evaluated in part based on your performance of the tasks listed in this job description. Management has the right to revise this job description at any time. The job description is not a contract for employment, and either you or the employer may terminate employment at any time, for any reason. Qualifications