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LOCK DESK SPECIALIST

American Pacific Mortgage
Posted 17 hours ago, valid for 20 days
Location

Roseville, CA, US

Salary

$25 - $27 per hour

Contract type

Full Time

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Sonic Summary

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  • The Lock Desk Specialist position is a hybrid role based in Roseville, CA, requiring prior experience in Secondary Marketing or Lock Desk within the mortgage industry.
  • Candidates should have strong communication skills to interact with loan officers, branches, and investors, while also being proficient in software like Encompass and Microsoft Office.
  • The role involves managing phone calls and emails, processing locks, and troubleshooting pricing discrepancies, ensuring accurate and timely responses to inquiries.
  • Applicants should be self-starters capable of completing projects independently, with a focus on maintaining mortgage compliance knowledge.
  • The salary for this position is competitive, though specific figures are not provided, and candidates are expected to have relevant experience in the field.
 
 

Job Title:    Lock Desk Specialist  

Hybrid Position/Roseville, CA




Essential Duties and Responsibilities:

  • This position works directly with branches, loan officers and loan processors by directing phone calls and emails to Lock Desk Specialists.  Duties include but are not limited to:
  • Answer phone calls with questions from loan officer
  • Monitor lock desk email Inbox and assign emails to individual Lock Desk Specialists
  • Provide loan scenario pricing and respond to product eligibility questions quickly and accurately when needed
  • Maintain pricing/lock data within the company’s LOS system
  • Process locks, changes, relocks, and extension requests
  • Lock loans with investors 
  • Provide support and answer questions regarding the rate lock process
  • Resolve and/or escalate complex loan scenarios to appropriate resources
  • Troubleshoot pricing discrepancies and take steps to resolve any issues
  • Maintain general mortgage compliance knowledge and complete annual recertification of training
  • Other miscellaneous tasks as needed and assigned by the Secondary Marketing

Qualifications/Requirements:


  • Secondary Marketing/Lock Desk experience in the mortgage industry a plus
  • Optimal Blue and Encompass experience is a plus
  • Must be able to effectively and positively communicate with branch offices, investors and co-workers
  • Effectively analyze and resolve problems at a functional level with branch offices, closing agents, underwriting, compliance and all other co-workers
  • Self-starter with the ability to complete a project from start to finish while needing little to no supervision
  • Utilize required software packages, including but not limited to:  Encompass, Microsoft Word, Microsoft Excel, Adobe Acrobat


‘American Pacific Mortgage Corporation is an equal opportunity employer.  All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.’

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