Applicants must be a resident and work from one of the following states: WA, OR, ID, TX, OH, FL, SC, NC, or IL, with occasional travel to our headquarters, located in Seattle, WA.

Who We Are:

At PEMCO, we’re all about people – our customers, our employees, and the community. We’re a mutual insurance company owned by our Northwest policyholders. We provide auto, home, renters, and boat coverage. Recognized by Forbes as one of America’s Best Insurance Companies in both Auto and Home for 2026, based on customer survey feedback, and by Newsweek as one of America’s Greatest Midsize Workplaces 2025. We are consistently recognized for our outstanding customer service, employee expertise, community partnerships, and social impact programs. All of which makes PEMCO a great place to work!

Our social impact programs motivate high achievement by youth in education; build stronger and greener communities; and increase safety at home, on the road, and at play. We’re committed to diversity, equity, inclusion, and belonging, and to fostering an inspiring and inclusive workplace. These efforts create and cultivate an environment that builds fairness and understanding, encourages collaboration and flexibility, and celebrates all the ways in which we’re different and the same – enabling all individuals to achieve their full potential.

Why We Need You:

PEMCO has an opportunity for an Actuary to join our community. This position is responsible for contributing to shaping our financial strategies and optimizing our insurance products to adapt to changing market demands. Your analytical skills will be instrumental in leveraging data-driven insights to refine decision-making processes and promote sustainable growth. This position is ideal for actuaries who are eager to learn and excel in various actuarial domains, including pricing, reserving, and modeling, and are looking for new challenges in a collaborative environment.

What You’ll Be Doing:

Conduct internal loss reserving to track and analyze trends, ensuring financial stability and accurate forecasting.
Employ advanced actuarial techniques for detailed pricing analysis, enhancing both overall rate level and rating variable determinations. Innovate indication methodologies and streamline process automation.
Assist in the development of sophisticated actuarial models, using predictive modeling techniques and statistical analysis to drive insights and decision-making, under the guidance of actuarial management and the product manager.
Participate with business partners in making product decisions and analyze the associated impacts.
Prepare regulatory filings, ensuring they align with company objectives and meet compliance standards.
Provide the feedback on the company’s annual forecast and inform business partners of emerging trends and potential risks.
Proactively investigate and assess issues and trends in actuarial science.
Act as consultant when advanced skills in mathematics, statistics, and modeling are required.
Demonstrate behaviors consistent with PEMCO's policies, values, code of ethics and business conduct.
Authentically support the PEMCO Brand and constantly are on the lookout for top talent to join us to achieve our Mission to Worry Less and Live More.
Other duties as assigned.

What You'll Bring:

B.A. or B.S. degree or equivalent work experience (Mathematics or equivalent) is required.
5 years of experience in property casualty actuary work with a wide range of experience with a focus on rate-making and a broad knowledge of personal lines is required.
Strong technical aptitude and programming experience
Associate of the Casualty Actuarial Society (ACAS) is required.
Precision: Is detail orientated and has a strong desire for accuracy and thoroughness is required
Problem Solver: Ability to analyze, diagnose and resolve complex unstructured problems quickly, efficiently, and collaboratively is required.
MS Office: Skilled proficiency in MS Office is required. Expert in Excel.
Job specific: Knowledge of Mathematics, Statistics and Modeling as well as strong software application and predictive modeling skills is required.
Job specific: Skilled proficiency with Python, R, SAS and/or SQL is required. Experience with Radar, Emblem, or ResQ is considered advantageous.
Highly Analytical: Is passionate about working with disparate datasets bringing data together to answer business questions. Collaborates to create, manage, and translate data to meaningful insights. Can work with external vendors to integrate data for analysis; knows how to build efficient and scalable infrastructure and data models is required.
Business Environment: Has a thorough understanding of our industry, the relevant business landscape, trends in growth and insurance environments; the ability to spot early indicators of change and apply strategies to adapt quickly is required.

Compensation:

The pay range for this role is shown below. Compensation decisions are determined based on an individual’s qualifications, job-related knowledge, skills, and experience.

Greater Seattle area target pay range: $154,845-$189,255. The full pay range is $129,038-$215,063.
Outside Greater Seattle area target pay range: $136,654-$167,022. . The full pay range is $113,879-$189,797.

Greater Seattle Area is defined as working within approximately 100 miles of Seattle.

Outside Greater Seattle is defined as working approximately 100 miles or more from Seattle.

Benefits:

Regular part-time PEMCO employees working at least 24 hours per week and regular full-time PEMCO employees are eligible to elect coverage under medical, dental, and vision plans for themselves and their eligible family members with generous employer premium cost shares. In addition, as a benefits-eligible employee, you are:

Covered by employer-paid basic life and accidental death & dismemberment insurance policies as well as long- and short-term disability benefit coverages.
Eligible to participate in PEMCO’s 401(k) plan, which includes a generous employer match (2 for 1 on the first 6% employee pre-tax and/or Roth deferral, up to federal maximums).

PEMCO provides a variety of time off programs including:

Vacation and eight (8) paid holidays.
Granted four (4) floating holidaysand up to ten (10) days of sick leave immediately upon hire (pro-rated based on hire date and full-time/part-time status).
In addition, PEMCO provides paid time off for bereavement, jury duty, and employee volunteering in the community.

Other miscellaneous benefit programs offered by PEMCO include:

Education Assistance Program after one year of service.
Scholarship program for children of PEMCO employees after one year of service; children’s birthday gift program
Flexible Spending Accounts, Employee Assistance Program, and charitable gift matching
Other compensation, depending on role, contributions, and performance, may include:
Discretionary bonuses.
Tiered sales commissions and/or incentives

Equal Employment Opportunity:

At PEMCO, we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our products, and our community to flourish. PEMCO is honored to be an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, color, ancestry, religion, sex, national orientation, age, citizenship, marital status, disability, gender identity, sexual orientation, or veteran status.

Accommodations
At PEMCO, people are at the heart of our business. We’re committed to providing an inclusive hiring experience for all candidates. If you need reasonable accommodations to apply for a role or participate in an interview, please contact us by email with your name, the job reference number(s), your preferred contact method, and a brief description of the accommodation needed. Requests are considered on a case by case basis in accordance with applicable disability laws, including the ADAAA.

Applicants have rights under Federal Employment Laws:

Family and Medical Leave Act (FMLA)
Equal Employment Opportunity (EEO)
Employee Polygraph Protection Act (EPPA)

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