Mortgage Community Development Loan Officer

PRIMARY DUTIES

 

Mortgage Loan Originations

·         Originate compliant mortgage loans with a focus on, but not limited to, LMI and majority-minority census tracts

·         Advise customers on mortgage loans that are appropriate for their individual financial circumstances

·         Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications

·         Ensure loans in process are moving through the pipeline by regularly reviewing pipeline, communicating with borrowers and processors on additional items needed, interacting with title companies, realtors, attorneys, etc.

·         Responsible for knowing and complying with all Federal, State and investor regulations, requirements, and bank policies

·         Maintain high standards of client satisfaction and quality, and ensure sales/originator systems and workflows are efficiently controlled

·         Manage client referrals to ensure all new customers are introduced to local branches and other appropriate business lines.

 

Community Development, Engagement, Outreach and Training

·         Develop and maintain strategic relationships with community partners

·         Attend affordable homeownership programs and services educational seminars, trainings, and workshops.

·         Track and report out on all community development activities (date, event/training, targeted market reached, number of attendees, evaluation, memos, notes, etc.)

·         Represent CB&T at community focused events and meetings

·         Maintain list of key strategic community partners.

·         Conduct financial wellness, homebuyer education workshops, and homeownership seminars with local community and affordable housing partners

·         Coordinate and staff CB&T Sponsored, community and partner events and activities for the market area of Caddo Parish and Bossier Parish (such as nonprofit events, housing fairs, community event vendor booths, etc.)

·         Attend CB&T Community Development training opportunities