AVP, Professional Liability Treaty Underwriter

The Assistant Vice President, Professional Lines Treaty Underwriter is responsible for underwriting and managing a portfolio of U.S. professional lines treaty reinsurance business in line with approved underwriting authority, risk appetite, and business plan objectives. The role evaluates new and renewal submissions, develops pricing and structuring recommendations in partnership with actuarial and other internal stakeholders, supports broker and cedant relationship management, and contributes to profitable growth, portfolio optimization, and disciplined underwriting execution.

Core Accountabilities:

• Underwrite new and renewal U.S. professional lines treaty reinsurance business, including proportional and excess of loss structures, within delegated authority and in accordance with underwriting guidelines.
• Review cedant submissions, exposure data, historical loss experience, underwriting strategy, product mix, and financial information to assess risk quality and underwriting acceptability.
• Develop pricing views and treaty structure recommendations in collaboration with actuarial, using internal pricing tools, market intelligence, and portfolio considerations.
• Negotiate rates, terms, conditions, and contract wording with brokers and cedants, escalating matters outside authority as required.
• Prepare underwriting files, pricing documentation, referral materials, and transaction summaries that clearly articulate risk assessment, assumptions, and rationale.
• Manage assigned portfolio performance, including monitoring rate adequacy, loss emergence, accumulations, volatility drivers, and opportunities for remediation or optimization.
• Support business development and renewal strategy by identifying target accounts, preparing for broker and client meetings, and maintaining responsive service standards.
• Coordinate with claims, legal, finance, credit, operations, and contract wordings teams to ensure accurate documentation, compliance, and effective account management.
• Maintain awareness of professional lines market trends, social inflation, litigation developments, reserve adequacy themes, and regulatory considerations relevant to U.S. treaty business.
• Contribute to underwriting audits, peer reviews, portfolio reviews, and process improvement initiatives that strengthen underwriting discipline and operating efficiency.

Technical Competencies: 

• Strong professional lines underwriting and reinsurance analytical capability.
• Sound judgment in pricing, structuring, and contract review.
• Ability to synthesize complex data into clear underwriting recommendations.
• Proficiency in Excel, underwriting tools, and presentation materials expected.

Behavioural Competencies:

• Effective broker and client communication skills.
• Strong organization, documentation, and execution discipline.
• Collaborative approach and ability to work across multiple functions in a fast-paced market environment.
• Strong negotiation, communication, and relationship management skills required.

Professional Experience:

• 5–8 years of relevant professional lines insurance or reinsurance underwriting experience, with treaty reinsurance experience strongly preferred.
• Demonstrated understanding of U.S. professional lines, treaty structures, underwriting analytics, contract terms, and portfolio management principles.

Education & Professional Qualifications:

• Bachelor’s degree in insurance, finance, business, economics, mathematics, or a related field.
• Professional designations such as CPCU, ARe, or progress toward completion are preferred.