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Job title: Accident & Health Underwriter
Salary: £45,000 - £55,000
Location: Birmingham
PURPOSE OF ROLE
Lawes Consulting is proud to be supporting a respected insurer in the search for an Accident & Health Underwriter to join their specialist team.
This role offers an excellent opportunity for experienced A&H professionals or underwriters from other commercial lines who are eager to pivot into the growing and dynamic world of personal accident, health, and travel-related risk.
The successful candidate will underwrite a varied portfolio, contribute to business development, and help shape the future of this niche product line.
RESPONSIBILITIES
- Underwrite new and renewal Accident & Health business across personal, group, and corporate schemes
- Assess risks including accident, travel, medical expenses, and related covers
- Price risks within authority, ensuring profitability and underwriting discipline
- Liaise with brokers and intermediaries to build and maintain strong relationships
- Assist in the development of new products and market propositions
- Ensure adherence to internal governance and regulatory standards
DAY-TO-DAY
- Manage a personal underwriting caseload across A&H products
- Respond to broker enquiries, provide quotes, and negotiate terms
- Work collaboratively with underwriting, claims, and pricing teams
- Support the delivery of team and regional performance targets
- Monitor market trends and competitor activity in the A&H space
EXPERIENCE
- Experience in A&H underwriting is ideal but not essential
- Open to candidates from other lines (e.g., property, casualty, liability) with a strong desire to move into A&H
- Understanding of broker distribution, especially within UK commercial or specialty markets
- Familiarity with group schemes or employee benefits is a plus
SKILLS
- Strong risk assessment and decision-making skills
- Commercially focused with the ability to negotiate effectively
- Excellent communication and relationship-building skills
- Detail-oriented with sound technical understanding
- Proactive and adaptable mindset, open to learning and development
If you have the relevant experience or know someone that does please contact me now on or email us at
