Bridging Underwriter - Manchester - Hybrid

Job Title: Bridging Underwriter

Location: Hybrid (Manchester base preferred, flexible remote working available)Salary: Competitive salary £45k - £65k - Depending on experience Rewards, Recognition & Career ProgressionPackage, Holidays, Pension, Potential Equity in the Business

Our client, a fast-growing, tech-led specialist lender, is seeking an experienced Bridging Underwriter to join their entrepreneurial team. With innovation at the core of the business, this lender is transforming the short-term finance space by combining market-leading technology with decades of industry expertise.

This is a key strategic hire at an early stage of the company’s journey, offering significant scope for influence, career progression, and the opportunity to shape the future of their underwriting operation.

• Underwrite bridging finance applications across residential, commercial, and semi-commercial properties
• Conduct thorough due diligence, including valuation reports, legal documentation, borrower credibility, and exit strategies
• Collaborate closely with brokers, solicitors, surveyors, and internal teams to ensure swift and smooth deal completion
• Drive loans from application through to draw-down, ensuring high standards of compliance and customer service
• Contribute to process and platform improvements, working in tandem with the tech team to optimise workflows
• Take a proactive role in shaping internal policy, lending appetite, and operational frameworks

• Proven experience in underwriting bridging loans, with solid knowledge of residential, commercial, and semi-commercial lending
• Strong understanding of property finance, risk management, and regulatory frameworks
• Comfortable working autonomously in a fast-paced, tech-enabled environment
• Excellent written and verbal communication skills, with strong attention to detail
• Confident in liaising with brokers, solicitors, valuers, and other stakeholders to drive case progression
• Entrepreneurial mindset with a collaborative approach and a passion for innovation

• Current or previous lending mandate held
• Experience across broader property lending, including Buy-To-Let and Commercial Term mortgages
• Background in Business Development, Sales, or Product roles within specialist lending
• Familiarity with digital lending platforms, automated underwriting tools, and AI-driven risk models
• Strong understanding of risk, regulatory compliance, and property lending due diligence
• Commercially astute with excellent communication and stakeholder engagement skills
• Tech-savvy, adaptable, and comfortable working in a fast-paced, start-up environment

Ready to be part of something game-changing in the property lending space?

Apply today, this is a role like no other.