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Job title: Senior Property Underwriter
Salary: £70,000 - £90,000 DOE
Location: Manchester
PURPOSE OF ROLE
Lawes Consulting is delighted to be partnering with a Lloyds Syndicate to recruit a Senior Property Underwriter, based in their Manchester office. This is an excellent opportunity for an experienced underwriter to manage and grow a diverse portfolio of Property risks, working closely with both national and independent brokers across the region.
RESPONSIBILITIES
- Underwrite commercial property risks within your authority level
- Assess risks by analysing financial data, property conditions, and risk exposures
- Determine appropriate terms and conditions as well as suitable premiums
- Ensure underwriting decisions align with company guidelines, risk appetite, and profitability targets
- Review, negotiate and amend policy terms, endorsements, and exclusions as required
- Develop and maintain relationships with Brokers, Clients, and other key stakeholders
- Work closely with other departments such as Claims, Accounts, and Legal teams
- Be a point of referral for Junior staff
- Assist in the training and development of other staff
- Handle all queries and issues that may arise from your workload
- Provide advice and technical support to Brokers and Clients
- Maintain accurate Underwriting records
DAY-TO-DAY
- Office-based in Manchester, handling a varied portfolio of Property accounts
- Assess submissions, negotiate terms, and make informed underwriting decisions
- Engage with brokers to secure new business and retain existing accounts
- Use underwriting systems and pricing tools to manage casework efficiently
- Identify and develop new business opportunities within appetite
- Contribute to underwriting initiatives and team discussions around strategy and performance
EXPERIENCE
- Minimum 3 - 5 years' experience in Property Underwriting
- Proven background in assessing and Underwriting Property risks
- Experience working with a mix of national and independent brokers
- Solid understanding of the UK Property insurance market
SKILLS
- Strong technical expertise in Property insurance products
- Effective communicator with strong broker relationship skills
- Strong experience from an Underwriting background
- Commercially focused, with the ability to balance risk and opportunity
- Confident in decision-making and prioritising workload
- Detail-oriented, proactive, and able to work independently within a team environment
If you have the relevant experience or know someone that does please contact me now on or email us at
