Mortgage Broker

Employed Mortgage Broker position within a forward-thinking broker based in Chelmsford. They always work with the aim of making the process of securing a mortgage and protecting loved ones as pain free and minimal cost as possible.

They specialise in homebuyers' mortgages, first time buyers, re-mortgages, buy to let mortgages, life cover & insurances

They are looking for a mortgage & protection adviser with 3-4 years minimum experience as a mortgage broker. The position is full time employed and office based, and are looking for a motivated, driven, and hungry individual to join their team

• Full time, office-based position
• Leads can be provided as the firm can provide a steady stream of this
• The candidate must be able to bring in and provide some existing clients, so they are not reliant on provided leads
• 40 hours per week 9am-6pm - Monday-Friday

Responsibilities include:

• Client Consultation and Assessment - Conduct detailed consultations with clients to understand their financial situation, needs, and goals.
• Mortgage Product Recommendation - Provide expert advice on various mortgage products and options
• Loan Application and Processing: - Assist clients in completing mortgage applications
• Liaison with Lenders and Real Estate Professionals - Maintain strong relationships with a network of lenders, real estate agents, and other industry professionals.
• Negotiate terms and conditions with lenders to secure the best possible mortgage deals for clients.
• Market Knowledge and Compliance - Stay informed about the latest mortgage products, industry trends, and regulatory requirements.
• Customer Service and Relationship Management - Provide exceptional customer service, ensuring a positive client experience throughout the mortgage process.

• Minimum of 3-4 years experience as a mortgage broker
• Able to commute to Chelmsford, with the office in the city centre, and able to work full time in the office
• Able to bring some existing clients over to the firm is preferred
• CeMap qualification is preferred

The Employee will be entitled to an annual basic salary, which will be based on a 3 tier system as follows:

• Tier 1: 23,000
• Tier 2: 27,000 (achieved when 12-month net banked income exceeds 120,000)
• Tier 3: 31,000 (achieved when 12-month net banked income exceeds 140,000

If a candidate is already highly experienced, they can enter on a higher salary

Commission payments are generated from the sales of mortgages, life assurance, Household and General insurance where relevant to the Employees status as an Independent Mortgage Adviser. The rate of commission payable on these is 12%. Additional advice fees (charged in line with the scale shown on the current Initial Disclosure Document) will be paid at 100%.

Bonus Scheme:

• When Total income of 100,000 achieved = 1,500 bonus
• When Total income of 120,000 achieved = additional 2,000 bonus
• When Total income of 140,000 achieved = additional 2,500 bonus

Referrals to third party companies (such as Solicitors) that result in a payment post completion will be payable at a level of 50% of the net amount received.

Advisers receive 100% of the Advice fee (if charged)

Bennett & Game Recruitment are acting as a Recruitment Agency in relation to this vacancy.

Bennett and Game Recruitment are a multi-disciplined technical recruitment agency based in Chichester, West Sussex operating across the UK with specialist teams covering a range of industries. We are acting as a Recruitment Agency in relation to this vacancy, and in accordance with GDPR by applying you are granting us consent to process your data, and contact you in relation to this application and the services we offer.