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Underwriter

Anderson Knight
Posted 24 days ago
Location

Coatbridge, North Lanarkshire ML5, Scotland

Salary

£25,000 per annum

Contract type

Full Time

Anderson Knight is collaborating with a leading organisation in the financial services industry to recruit a Credit Decisions Analyst. The ideal candidate will evaluate each application, gather data to understand potential customers' financial situations, and determine their affordability.

Shifts are scheduled on a rotational basis to provide service coverage during working hours, requiring flexibility.

Working Hours:

  • Monday-Friday: 08:00-20:00
  • Weekends: 09:00-18:00

Key Responsibilities:

  • Ensure compliance with GDPR data protection regulations.
  • Review and analyse credit reference data to make informed credit decisions.
  • Process referrals through necessary checks, including credit behavior and affordability assessments.
  • Document assessments with detailed notes and record any conditions of approval.
  • Stay alert to suspicious activities and report them as needed.
  • Work efficiently to ensure that credit decisions meet agreed-upon service level standards.

Requirements:

  • Experience in financial services is preferred.
  • Customer service experience.
  • Ability to work under pressure in a fast-paced environment.
  • Strong attention to detail and numerical skills.

Benefits:

  • 33 days holiday (25 days + 8 public holidays)
  • Additional holiday on your birthday
  • Performance bonus between 10-23%
  • Up to 15% pension contributions
  • Eyecare benefits
  • Private Medical Insurance
  • Employee development pathway

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