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Lead Credit Risk Analyst- Scorecard Developer

Lead Credit Risk Analyst- Scorecard Developer

Harnham - Data & Analytics Recruitment

Posted 7 days ago, valid for 10 days

London, Greater London EC1R 0WX

Full Time

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Sonic Summary

The Lead Credit Risk Analyst position at a leading ethical lender in London is a hybrid role offering a salary of up to £60,000.
The successful candidate will be responsible for designing, developing, and implementing credit scorecards for loan products.
The role requires expertise in statistical modeling and data analysis, with a focus on ensuring models are unbiased and regulatory compliant.
Candidates should ideally have experience in scorecard development, particularly in unsecured personal loans or similar areas.
A strong background in advanced statistical and machine learning techniques, including Python and SAS, is essential for this position.

LEAD CREDIT RISK ANALYST- SCORECARDS

LONDON - HYBRID

UP TO £60,000

Join a leading ethical lender who are looking for a Lead Credit Risk Modelling Analyst to drive the development and optimisation of credit scorecards that enable fair, data-driven decisions across the lending products.

THE ROLE

Own the design, development, and implementation of credit scorecards (application and behavioural) for loan products.
Champion fair lending practices by ensuring models are unbiased, explainable, and regulatory compliant.
Use advanced statistical and machine learning techniques (e.g., logistic regression, decision trees, Python, SAS) to model credit risk.
Monitor and continuously improve model performance, including stress testing and scenario analysis.
Provide strategic input on credit risk appetite, lending policy, and portfolio segmentation.

REQUIREMENTS

scorecard development (ideally in unsecured personal loans or similar).
Strong skills in statistical modelling and data analysis using Python, R, SAS, or similar.

HOW TO APPLY

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